Ask the Experts: Can Medicare Cover Costs for All Prescriptions?
Q: Can Medicare cover costs for all prescriptions?
A: Medicare coverage consists of four parts: Part A, Part B, Part C, and Part D.
Part A is a hospital insurance, part B is a medical insurance, part C is a Medicare Advantage Plan (that may offer extra benefits such as vision, hearing, and dental coverage), and part D is medication coverage insurance.
Medicare part D consists of multiple plans with their own unique drug formulary (list of covered medications). If the prescriptions are part of the formulary, they will be covered, and there may or may not be a co-payment associated with it, depending on an insurance plan.
Anna Rashidi, Pharm.D.
Innovative Compounding Pharmacy
820 Wales Drive, Suite 3, Folsom
Q: What are some things I should consider when filling out an advanced health care directive?
A: The primary purpose of an Advance Health Care Directive (AHCD) is to ensure that your trusted nominee or “health care agent,” is ready and authorized to act in the event you cannot make health care decisions for yourself. You, in effect, make critical health care decisions ahead of time. Here are a few items to consider prior to completing your AHCD:
· Who do you trust to make health care decisions on your behalf?
· Is your designated agent readily available and able to make health care decisions in a timely manner?
· How do you wish incapacity to be determined?
· Do you give your agent authority to remove life support in the event of persistent vegetative state or irreversible coma? How many doctors should agree on your prognosis?
· Do you wish to give your agent authority to donate your organs?
· Regarding the handling of your remains, do you prefer burial or cremation?
Tracy Poston Shows, Attorney
3500 Douglas Boulevard, Suite 250, Roseville